Friday, August 28, 2020

Understanding the Apple Inc. Organization

Presentation Well settled current associations are unquestionably unpredictable social substances comprised of individuals cooperating to accomplish set objectives. They are deliberately overseen social substances with moderately perceived and recognizable limits, which run all the time so as to arrive at a typical end or set of goals.Advertising We will compose a custom report test on Understanding the Apple Inc. Association explicitly for you for just $16.05 $11/page Learn More actually, associations are basically an epitome of direction and an ability to read a compass in the general public in light of the fact that, through them, individuals fulfill their essential and auxiliary needs. The multifaceted nature and advancement of present day associations have constrained researchers to advance speculations that help students and rehearsing administrators to get them. This report examines the Apple Incorporation utilizing three principle points of view of authoritative investigation including the pioneer see, representative interpretive, and postmodernism. Innovator see As previously mentioned, present day associations are entangled in essentially the entirety of their angles. Incidentally, they additionally work in complex conditions that require solid information and comprehension with respect to the executives and representatives (Hatch 2006, p.11). The mind boggling, unsure, and conflicting conditions inside which associations work require administrators and representatives to be progressively equipped, humanized, and moral. Adequate authoritative information is fundamental in managing unavoidable anticipated and unanticipated issues and difficulties, which can be a hindrance to an organization’s current and future achievement. Apple Inc. is a worldwide organization, of American starting point, that makes and markets PCs, customer hardware, and PC programming (Sander Slatter 2009, p. 81). By October 2010, Apple was working â€Å"three hundred and s eventeen retail locations in ten nations and an online shop where programming and equipment are sold† (Sander Slatter 2009, p. 81). Today, Apple stands apart as perhaps the greatest organization all inclusive dependent on showcase capitalization and the most significant ICT Company on the planet, before Microsoft. Macintosh is notable for its equipment items including the â€Å"Macintosh PCs, the iPhone, the iPod, and the iPad† (Sander Slatter 2009, p. 81).Advertising Looking for report on business financial aspects? How about we check whether we can support you! Get your first paper with 15% OFF Learn More Examples of Apple programming items incorporate â€Å"the Mac OS X working framework, Aperture, a portable working framework, iTunes media program, and expert photography bundle among numerous others† (Sander Slatter 2009, p. 81). In spite of the way that, Apple is one of the most appreciated organizations in the US and over the world, it has gotten broad anal ysis for its strategic policies, contactors’ work, and ecological practices. Ecological Issues Modernist perspective on associations is established on the possibility that, the advancement of human information and the event of social headway depend on sense and judiciousness of an appropriate arrangement of overall logical laws, social propositions, and authoritative plans that interface individuals and associations together. Likewise, pioneer chiefs accept that there is, and must be, one suitable strategy for overseeing people in associations (Knights Willmott 2006, p.389). Advocates of this view hold that, an incorporated arrangement of master esteems and conventions for coordinating human judgment and social lead can be built up and abused for the benefit of all of a general public. Frameworks and possibility speculations are prime instances of pioneer way to deal with associations. Business associations work inside a lattice of inward and outside situations that impact le gitimately, just as in a roundabout way, their structure and working. Apple is a key player in the ICT business that has been under tremendous essentialness from the people, organizations, hippies, and common society bunches due to the genuine unfavorable natural effects related with electronic items. Greater part of Apple’s ecological issues are identified with effects of its pre-owned equipment items on the indigenous habitats (Oneindia News 2011, Para 1; Jun 2011, Para 3). For example, in China, Apple has been denounced by around three dozen Chinese natural gatherings of inability to make a move for worries about ecological contamination at production lines that give it electronic parts and different segments. Truth be told, a report discharged in China, in January twentieth this year, positioned Apple at the base of in excess of twenty innovation organizations concerning its natural responsiveness (Oneindia News 2011, Para 3; Jun 2011, Para 3). Sadly, this analysis came a s the organization opened up retail locations in the Chinese market.Advertising We will compose a custom report test on Understanding the Apple Inc. Association explicitly for you for just $16.05 $11/page Learn More Apart from ecological issues ready by unfavorable effects of its items and parts used to make them, Apple is censured for its inability to maintain security of representatives working with Foxconn Technology Group in China. Foxconn plans iPhones and other electronic gadgets for Apple (Oneindia News 2011, Para 4). Numerous Foxconn representatives ended it all in southern China in the year 2010. Another impressive number of representatives of an organization known as Wintek Corporation, were taken in debilitated because of the deadly synthetic concoctions utilized in making contact screens for Apple and other innovation organizations (Oneindia News 2011, Para 4; Enderle 2010, Para 1). Apple and other ICT organizations are looked by the truth of the way that, entirely throu gh their lifecycles, electronic merchandise can influence human wellbeing and nature unfavorably through the release of fatal synthetic concoctions and vitality utilization. Jun (2011, Para 2) calls attention to that, the proof accessible of employees’ harming and break of natural laws at some Apple’s driving providers, is an unmistakable sign that there is a clear hole in socially and earth mindful administration over the company’s gracefully chains. Social Structure As called attention to before, associations are basically individuals integrated by a common want to accomplish an objective or set of objectives. Actually, from a systems’ way to deal with associations, every association is a sub-arrangement of the greater association known as a general public or state. In this way, associations are intended to supplement each other with the end goal that, when a given association is useless, it might prompt difficult issues in different associations. Assoc iations in this manner must work under sound communication with different associations, just as individual individuals from a general public. It is apt to take note of that, inside, an association ought to likewise set up an authoritative culture that sustains gainful relations between and among its representatives. Truth be told, it is protected to contend that, the type of inner connections that an association has, decides how well it is situated to relate and cooperate well with different associations and people.Advertising Searching for report on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Find out More Present day associations have more obligations that are social and social inclusion in the society’s exercises (Besser 2002, p. 2). Social duty of an association involves its treatment and social relations with individuals, inside, outside, and the more extensive social orders influenced by its exercises. It includes genuine thought by the administration of the effects of a company’s activities on the general public (Besser 2002, p. 4; Grayson Hodges 2004, p. 174). It is the command of an association to relate its tasks and arrangements to its social condition in manners that are commonly helpful to the association and all partners including investors, representatives, clients, providers, specialists, and the general public. An organization’s absence of duty to work together in a manner that is socially and ecologically capable, can strain its relations with specialists worried about natural insurance. Such stressed connections may impact the inconvenience of ext ra assessments on an association, a factor that may build an organization’s operational expenses. Besides, such connections can discourage clients, representatives, and investors from partner themselves with the organization. A few people might want to relate to organizations that perceive and welcome that their neighbors are not outsiders, yet individuals who matter since they involve their intended interest group. s Apple has been positioned severally as the most appreciated organization in the US and over the world by the Fortune Magazine; in any case, it has had a lot of difficulties and failings in regarding social or open duties (Jun 2011, Para 2). For example, Apple has been severally denounced by the Chinese natural associations in light of neglecting to keep its assertion to deal with the wellbeing of laborers at its chief gracefully organizations like Wintek. Apple has been widely blamed for holding onto the biggest portion of benefit in its industry, yet it sideste ps obligation regarding natural debasement and worker poisonings in its flexibly chains, particularly in Asian markets like China. This type of irreconcilable circumstance has exposed Apple to genuine social issues, which are unpleasant to smooth running of its business. Besides, representatives, clients, and investors are crucial Apple partners who consistently put a great deal of weight up on Apple. Inside, its representatives might want to see their endeavors being acknowledged through proportionate compensation and arrangement of better than average working conditions throug

Saturday, August 22, 2020

Would you expect cancer to arise more often in types of cells that Essay

Would you anticipate that malignant growth should emerge all the more regularly in sorts of cells that partition much of the time, (for example, skin cells) or in kinds of cells that separate once in a while or not in the least, (for example, nerve cells) Explain your thinking - Essay Example In this way, malignant growth is consequence of blunders in multiplication or inability to isolate hereditary materials appropriately at the hour of mitosis. Skin disease is firmly connected with cell mitosis since it is the procedure through which cells repeat, and without it, destructive cells would not have the option to shape. Malignancy starts with single normal cell moving into a harmful cell; this might be a result of a transmutation inside the cells hereditary material that impacts its turn of events. When a cell has modified as such, it is probably going to duplicate at an a lot speedier pace than ordinary, â€Å"and the terrible destructive cells multiply and heap up. They experience uncontrolled unusual mitosis. These rebel cells get away from the typical controls of mitotic cell division† (Picorino, 2012). Malignant growth cells also have an anomalous structure just as conduct. This kind of cell is bound to isolate it from encompassing ones and move to different pieces of the

The Role of the Fashion Buyer Considering Buying for Different Organisations and Categories

Presentation Dwelling upon the job of the design purchaser thinking about purchasing for various associations and classifications, the job of purchaser in the cutting edge life ought to be comprehended. Present day financial aspects depends on the promoting relations. All the items and administrations are purchased and sold. The client is put on the primary spot as the ability is high and nobody needs to lose its customers. Style industry is profoundly able as well.Advertising We will compose a custom article test on The Role of the Fashion Buyer Considering Buying for Different Organizations and Categories explicitly for you for just $16.05 $11/page Learn More There are a variety of sorts of customers’ conduct and the manners in which how clients might be pulled in. Purchaser conduct varies enormously relying upon the circumstances. The fundamental reason for this paper is to think about the job of the style purchaser, heaps of the purchasers, the manners in which they decide for buys, and different parts of buyers’ conduct. Sorts of Buying Roles from High-End to High Street Considering the kinds of purchasing jobs, it is fundamental to think about the principle thought of the very good quality and the high road conduct. Top of the line design exhibits the brand building, while high road style is deals centered. It is extremely essential to comprehend the kinds of purchasing jobs of the clients to foresee the degree of deals. Very good quality kind of purchasing job depends on the brand name of the item. Regardless of whether individuals need it or not, regardless of whether it is more costly than a similar result of another produces, numerous individuals are prepared to purchase the items just of one brand. Such conduct is profitable for the individuals who have just figured out how to increase numerous clients who continually utilize their items, be that as it may, such position doesn't fit the individuals who are new at the market. High road s tyle type depends fair and square of deals. Clients purchase the items which appear to be the most well known among different purchasers. They think about it as a significant factor in choosing the item. Being picked by different clients, it ought to be quality and of the adequate value (Vickers 2011). In this manner, having various jobs, purchasers make different kinds of selling items, ad, and so forth. Manners by which Buyers Will Purchase Products for Particular Categories There are various routes in agreement to which purchasers will buy the items for specific classes. The amendment of the market, customers’ benefits and the total of cash they can spend on pieces of clothing are the principle factors which impact the issue. Despite the fact that the harmony between the cost and the quality is significant, it ought to be recalled about brand shoppers why should prepared purchase the result of a specific brand regardless of the amount it costs, be that as it may, such indi viduals are extremely not many and it is hazardous to give all buyers’ consideration on such purposes.Advertising Looking for exposition on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More The thought of the market may help settle on a right choice. Also, monetary and social circumstance particle the nation ought to be considered too. Having showed up at the emergency individuals will spend less cash on materials, while the future holding of any game builds the piece of clothing buys. It is extremely critical to think about the circumstance from various points to settle on a right choice. The Buying Cycles Dwelling upon the purchasing cycles, the high road purchasers and very good quality purchasers are to de separated. The purchasing cycle for brand purchasers or for top of the line kind of purchasing comprises of the accompanying. Above all else, the spending arranging happens with separating what amount can the purchaser spend per season. At that point, it is critical to finish a relative shopping which intends to go to comparable or contender shops with the reason to perceive what they are doing. At that point, very good quality purchasers are to be occupied with directional shopping visiting optimistic shops. Arranging spending plans and continuing purchasing trips/arrangements is one of the most significant stages in the spending cycles as this stage surmises arranging of what can be spent and where. Purchasers are to be prepared to arrange the cost with the venders and to set a retail which assumes the conversation of the limits. Preparing orders, request affirmation and checking conveyances are the phases which come earlier the last phases of purchasing cycles. The top of the line purchasers ought not neglect to screen marketing projections by methods for the every day or week by week audits of deals on brands relying upon need. The last savvy of purchasing cycle stage is the correction of the seasons’ execution attempting to comprehend the degree of purchasing. At that point, the primary stage ids finished coordinated at another season (Understanding the job of the purchaser and the merchandiser in retail 2012). The purchasing pattern of high road purchasers contrasts significantly. The principal phases of a purchasing cycle for this situation harmonize, these are the amendment of the flow seasons deals and thought how ebb and flow item is acting coming up, spending arranging with understanding the measure of cash which might be spend during the season. The relative shopping planned for going to comparative and contender stores to perceive what they are doing completes the likenesses in the purchasing cycles between top of the line and high road jobs. At that point, high road purchasers are to finished directional shopping. Texture sourcing covers determination of texture from a specific production of the choice of a particular producer relying upon the circumstance. Range arranging is the following stage, it will be talked about in detail in the following area. By and large, go arranging implies choosing pieces of clothing which may happen either from a specific assembling or might be directed of various manufacturers.Advertising We will compose a custom exposition test on The Role of the Fashion Buyer Considering Buying for Different Organizations and Categories explicitly for you for just $16.05 $11/page Learn More The pre determination stage finishes the items choice from the first decisions. The value exchange is significant here just as for very good quality purchasers as the firm up evaluating of merchandise is to be considered before the last range choice where the items that are assumed to go into store really is finished. Setting orders for ranges where the purchaser is to present all the requests to specific individuals is the following stage. The purchasers are additionally answerable for item advancement cycle where they are to consider whether the articles of clothing and the nature of texture match with the proclaimed ones. The conveyance of the items to the retailers (or conveying the items into the store) is the last phase of high road cycle purchaser before item is bought purchase clients (Understanding the job of the purchaser and the merchandiser in retail 2012). Range Plans Range arranging is essentially an arranging which includes the rundown of the pieces of clothing which are anticipated to be purchased this very season and costs which might be spent on those buys. Range arranging contrasts from arranging when all is said in done as general arranging assumes the thought of the general entirety of cash which might be spent on items, while run arranging is an increasingly itemized issue which gives a ran valuing relying upon the model, textures and other explicit things. Making a range plan, a purchaser ought to know about the costs at the market, the conceivable rebate and the spots where the item might be got of the top quality and at the lower cost. It is imperative to finish the accompanying exploration before finishing a range arranging, verifiable marketing projections, guaging style patterns, customer conduct, directional shopping, and near shopping. The examination of every one of these things permits the purchasers to ensure that their arranging is powerful and costs are suitable (Weygandt, Kimmel Kieso 2009). Undertakings that a Person Who Is in a Buying Role Will Be Involved in on a Regular Basis The primary duties of the purchaser are centered around a particular motivation behind this individual. Being planned for purchasing the items which will be sold inside the season, a purchaser is to invest a lot of energy in look into. The thought of the cutting edge patterns and procedure is basic. At that point, a purchaser is to invest a lot of energy in extend arranging. Having a particular entirety of cash, it is fundamental to purchase all the vit al things and to meet the spending plan. Suitable situating of the article of clothing is significant just as great promoting. It is basic to have the items for various clients to have the option to meet their requirements.Advertising Searching for exposition on business financial aspects? How about we check whether we can support you! Get your first paper with 15% OFF Find out More Various People the Buyer Will Work with through the Buying Process A purchaser is to work with various individuals, beginning with the shop partners and monetary office, and getting done with the magazine venders. Aside from visiting various assortments and introductions, a purchaser is to perceive what is offered for basic individuals, in this manner, a purchaser ought to continually glance through the design magazines. The correspondence with the planners and the retailers is additionally the piece of buyers’ work. It is difficult to envision a purchaser who can't address the clients as this is the last objective of the issue, to offer the items to the clients (Cheverton der Velde 2010). Talk about Why Integration Is so Important in a Modern Buying Office Integration is extremely significant in the cutting edge office as its primary thought is to bring changes. The cutting edge world is changing (Bartle 2001). The mix of the imaginative advances in the creation is a signific ant factor as it implies that the organization has picked an inventive method of its turn of events. Besides, we live in the multicultural society where reconciliation is one of the ways for interconnection. Having the option to coordinate with other cu

Friday, August 21, 2020

Organizational Structure of Different Types of Companies Essay

Authoritative Structure of Different Types of Companies - Essay Example It is obviously obvious from the conversation that hierarchical structure must be fittingly lined up with association techniques and furthermore must be actualized together in procedure detailing just as execution by concentrating on five center regions. These five center zones are methodology execution; vital change; HR and system usage; procedure and structure; and impetuses and controls. System usage model helps with adjusting to change through improving one specific model of goals, controls, structures, component, reconciliation and furthermore motivations for executing company’s methodology. Then again, key change assists with understanding the usage stages. This will help the chain of command in understanding who in the association bolsters the change or who are against it and what direction to overcome the change obstruction, these all are reasonable in key change. HR and Strategy Implementation comprises of HR rules with procedure consummation needs. Procedure and Stru cture is an imperative apparatus for knowing how technique concerns structure just as how the choice of structure incorporates proficiency just as adequacy. Ultimately, Incentives and Controls are making a few pathways to propel and furthermore control the exhibition of accomplishing an effective coordination. Worldwide organizations structure their exercises remembering a requirement for wandering into a remote land. In this manner, they must be adaptable in their authoritative structure as working together in the diverse nation has with various necessities so they must be arranged as needs be. Albeit working in various nations of the world gives them preferences from the monetary perspective as they can go for economies of scale in their creation framework and furthermore save money on activities like R&D, promoting, account, and tasks are cultivated which probably won't be realistic to the residential companies.â

African Slaves Essay Example for Free

African Slaves Essay Method of reasoning My venture will be to look at the lives of Indian Indentured workers somewhere in the range of 1845 and 1917. The explanation I am analyzing their lives is to demonstrate that Indian Indentureship was simply one more type of subjugation with an alternate name. The task will likewise help me in finding out about the Indian Indentureship time frame for my CSEC assessment. Presentation Obligated work was something like the final hotel for grower after bondage. After the annulment of subjugation the grower were left with a work deficiency. As they continued looking for different wellsprings of work the grower attempted Chinese, Madeirans, even free African slaves however every one of these choices all had their weaknesses. After an experimentation period with various workers, it was discovered that the Indians were the perfect workers. The Indentureship time frame should be a reasonable, others conscious and just framework not at all like the African slave exchange and subjection all in all yet this was not the situation. In numerous parts of the Indentureship time frame, it was practically indistinguishable from subjugation. In the accompanying passages it will be appeared from the proof given, that Indians were dealt with nearly as seriously as African slaves, demonstrating that the Indentureship period was basically another type of servitude. Indentureship and subjugation are fundamentally something very similar yet the significant thing that separated them was the way that the Indian workers were lawfully possessed while the African slaves had to work for the grower. The Indians were cheated into marking contracts which they didn’t comprehend with bogus guarantees of a superior life and great working conditions. The Indians were guileless and were handily fooled into marking the contractsâ which ran from 3-5 years. The African slaves on the other were abducted by and large and compelled to work for the remainder of their normally short lives. Their possibly possibility of opportunity would be permitted just on the off chance that they bought it, which was far-fetched. The excursion for both the Africans and the Indians started with a long excursion on a vessel in wretched day to day environments. For the Indians the excursion kept going from 93 to 113 days which was longer than the excursion of the Africans which endured from 6 to 10 weeks. Albeit the two excursions were awful the Middle section was somewhat more terrible than the excursion the Indians persevered. They were both kept in limited spaces which was unfortunate, particularly w henever saved for significant stretches of time. As a result of their control illnesses were effectively spread and the death rate was exceptionally high. Life on the ranch was very little extraordinary on the grounds that their living quarter were likewise restricted.

Friday, July 3, 2020

Physician Assistant Salary and Income Map 2013

Here at the PA Life, I am always trying to develop tools that make your life (and my life) easier. This might be one of my favorites. Trying to negotiate a salary is hard enough. This becomes even harder when you have to adjust for the never ending list of variables such as previous salary (if any), years of experience, benefits and job location. Physician Assistant Salaryby State The map below is configured to give you the base salary for a new graduate Physician Assistant, just hover over the state and the salary profile will show below the map. For a wonderful analysis of physician assistant salaries with the inclusion ofinfinitevariables just click on your desired state and you will betransferredto thePay-Scalewebsite for that particular state/region. Take a moment to register a free Pay-Scale account, you will be given an extremely detailed analysisof physician assistant salary info specific to your details and region. Your information will be stored for later use and automatically updated. You can see a full page version of this map here:Physician Assistant Salary Map Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming You may also like -What are the Best PA Schools? PA Program Ranking by PANCE Pass Rates ince 1998 US News has been publishing the only known ranking of PA programs. Their rankings arebased on subjective peer assessment surveys of PA program faculty. Thesepeer assessment surveys are sent to deans, other []2017 Physician Assistant Program Tuition and Cost Comparison Table2017 Physician Assistant Program Tuition and Cost Comparison Tuition and cost data of resident andnonresidenttuition including length and duration of all US PA programs. Average Cost of PA School in 2017 Physician assistant program []Infographic: PA VS MD Understanding the Differences

Tuesday, May 26, 2020

Definitions of Sustainable Agriculture Essay Topics

Definitions of Sustainable Agriculture Essay Topics Because of this our agriculture produce was very tiny. Most farmers know that they need to grow crops and rear animals based on the local climate. Conclusion With the progress in technology, agriculture has come a ways. Sustainable agriculture denotes the action of farming through usage of ecology principles and the study of interactions between organisms and the surroundings. If You Read Nothing Else Today, Read This Report on Sustainable Agriculture Essay Topics ICT poses a terrific challenge in connection with e-waste administration. With the correct management skills that farmers will willingly give it a go. Vast majority of customers are pleased with our white paper agriculture support. Agriculture was once believed to be about the ancient custom of farming, but in the present world it's now regarded as cutting edge technology. Sustainable Agriculture Essay Topics Explained For that reason, it's very important to stewardship of human and natural resources to be considered. Health has ever been among the significant concerns of humanity. So in regards to the financial development, many nations rely on it. Actually, the economy of numerous West African countries is mostly maintained by agriculture sector. Australia is a huge country and includes various forms of climate. Argentina is among the world's major food producers. Also fruit creation and conventional cash crops (cotton) fell in the nation. Thus, the use of pesticides in food and water is a critical matter that concerns lots of people in the society. As an example, it has helped farmers understand how to take part in healthy agricultural competition, without necessary spoiling or looking back on the other individual. By comparison, organic foods exclude the usage of synthetic chemicals and offer a variety of advantages. Apparently, developing countries do not have sufficient money to come up with the unused land. Helps in economic development It aids in improving the financial conditions of the nation thereby affecting the financial growth by leaps and bounds. The following are a few of the advantages. The following are a few of our company's strengths. Importance to international trade There are lots of products that are outsourced to other nations thereby getting a greater price. Incentives must be set in place to encourage the growth of employment within the area. A Secret Weapon for Sustainable Agriculture Essay Topics Even whenever you are predicted to submit the paper within a couple of hours, we can deliver. You have to first choose the topic you wish to write about. In the event you have only a few days left until you must submit the essay to your professor, you will be pleased to learn that you are able to get writing assistance online once today. Against mobile phone use when driving essay There isn't anything like a controversial topic to have the blood flowing why don't we simply utilize natural products instead of chemical-laden. Browsing for content that may permit you to compose a sensible paper on agriculture topics may not be simple. Be sure to notify the reader about the approach you'll be taking, for instance, whether you're likely to write for or against this issue. As a result, if you experience challenges writing your essay on agriculture or another type of essay, a really good solution is to search for online writing assistance. The beneficial effect contains the increase rate of photosynthesis that contributes to higher crop production in some specific plants because of the growing number of carbon dioxide emissions (6). Foreign exchange is still another concept which comes into play here and has a big influence on the general growth of the nation. In fact, there's an insanely small quantity of people who work in agriculture. Each farmer could obtain another payment for undertaking a supplementary measure, as mentioned previously, in addition to their REPS payment that was paid on a per hectare basis. Generally speaking, the coastal regions of Australia will experience smaller amount of temperature increase in contrast to the inland area of Australia. The region of the land under cultivation has been decreasing every year. The Sustainable Agriculture Essay Topics Game Now the Government is attempting to educate the farmers. Agriculture in India isn't only a way of livelihood but a lifestyle. Agriculture is known to be among the most critical financial pursuits. It has a significant role in our economy. It always plays an essential role in the economy of every country. As you probably already know, Agriculture can be quite broad.

Tuesday, May 19, 2020

Racial Profiling And The United States - 1111 Words

Though it seems that racism is an issue that was dealt with back in the 1950’s, with the likes of Martin Luther King, Malcolm X, etc., the issue lives on indefinitely. The issue remains due to the fact that crimes affiliated with certain races in recent times. These include the cartel drug deals in Mexico along with the infamous 9/11 world trade center attacks. Events like these have led to police brutality on these individuals solely based on the ethnicity they possess. Racial profiling can be said to be synonymous with stereotypes. In fact, as Gross states, â€Å"In 1999, 81 percent of surveyors in a national poll agreed that racial profiling was an issue in the United States. â€Å"From Samuel R. Gross, â€Å"Racial Profiling Under Attack†, (June 2002): 1413. However, there is no end in sight, 16 years later, and the United States is still the same. On September 11, 2001 America was in shock because of the events that occurred that morning to their beloved world tr ade center twin buildings. The deaths and injuries caused the people to automatically hate those that were responsible, Al Qaida members. This group is notorious for their dislike of American lifestyles. From then on Americans would go on to keep a close eye on these individuals and people that looked like them. That same year in the United States â€Å"58 percent favored Arabs to undergo more lengthy security measures. â€Å"From Samuel R. Gross, â€Å"Racial Profiling Under Attack†, (June 2002): 1413. Furthermore, around the United StatesShow MoreRelatedRacial Profiling : The United States Essay1326 Words   |  6 PagesRacial Profiling The United States of America, a country founded on diversity, remains ingrained with hypocritical ideas with respect to its very foundations of freedom and independence. America shows no mercy in the prejudice actions towards its minorities. The United States of America contributes greatly towards the injustice of minorities and giving privilege towards its â€Å"native† people yet not all â€Å"natives† are greatly loved in the country as Neil Foley, author of Becoming Hispanic: MexicanRead MoreRacial Profiling And The United States1348 Words   |  6 PagesIn today’s world we deal with multiple cases of racial profiling seemingly on a daily basis. Turn on the television, check the internet, or simply have a discussion with someone and you’ll hear about it. Racial Profiling describes discriminatory practices by law enforcement officials who target people for suspicion of crime based on their ethnicity, race, origin, or religion. The term first came about during the War on Drugs in the 1970’s and 1980’s when law enforcement were accused of pullingRead MoreRacial Profiling And The United States1465 Words   |  6 PagesRacial Profiling Racial Profiling is just what it is. Targeting individuals for suspicion of a violation determined by the individual’s race, ethnicity, religion or national origin. Race and location are the supreme characteristics law enforcement visually examine when engaging in this type of profiling. African-American males are the primary victims of racial profiling in the United States. The phrase â€Å"driving while black† derive from African Americans protesting that they are pulled over by policeRead MoreRacial Profiling And The United States1657 Words   |  7 PagesThe 11th of September, 2001 was a momentous day in American history. 19 members of the terrorist group Al-Qaeda hijacked American Airlines Flight 11 United Airlines Flight 175, and crashed into the Twin Towers of the World Trade Center in New York City. Hijackers crashed the third plane into the Pentagon in Arlington, Virginia. The fourth jet, United Airlines Flight 93, crashed into a field near Shanksville, Penn sylvania. Nearly 3,000 people lost their lives on 9/11 due to the terrorist attacks onRead MoreRacial Profiling And The United States1160 Words   |  5 Pagesby police and many other people for committing crimes. This is called racial profiling, and it is an issue going on around us. Some considers racial profiling a new phenomenon, and it is important to examine it because it is a foundational aspect of law and law enforcement in the United States. Glover in the book Racial Profiling: Research, Racism, and Resistance defines racial profiling in contemporary times â€Å"as the use of racial and or ethnic status as the determinant factor in decision to stop motoristRead MoreRacial Profiling And The United States2227 Words   |  9 Pagessociety. This is the mind frame of the average American in the United States. Every African American individual in this country who has traveled, walked to the store at night or simply going shopping, either knowingly or unknowingly has been a victim of some type of racial profiling. People need to realize that racial profiling happens very often to innocent people that are targeted based on race and sometimes religion. Racial profiling can be defined as when an individual is stopped or detained becauseRead MoreRacial Profiling A nd The United States1949 Words   |  8 Pages Racial Profiling Post 9/11 Rusat Ramgopal CRJBS 101 John Jay College Professor Gary Wright August 4, 2016 Racial Profiling Post 9/11 On September 11, 2001, nineteen hijackers associated with the terrorist group Al-Qaeda attacked the United States. They flew two planes into the World Trade Center and also attacked the Pentagon resulting inRead MoreRacial Profiling And The United States2903 Words   |  12 PagesRacial profiling still exists in America. Racial profiling refers to law enforcement strategies and practices that single out individuals as objects of suspicion solely on the basis of mainly their race. Prejudice and racial profiling of law enforcement is responsible for many false arrests, convictions, and countless deaths of blacks in the United States. This is one of the main difficulties of life and obstacles minorities have to face in their life because for one they are a minority and twoRead MoreRacial Profiling And The United States944 Words   |  4 Pages Ever Since being forced to the united states as slaves blacks have been exposed to racism and legal discrimination citizens of African descent in the United States living threw things like Jim crow laws which were laws set to legally separate blacks like they were lesser to white citizens, or dealing acts of terror by groups like the KKK or other racist whites. And most importantly going through slavery which heavily set blacks back. Black men as a whole in society are believed to have the toughestRead MoreRacial Profiling And The United States1883 Words   |  8 PagesRacial profiling remains a dormant issue in the United States. It is the act of the authority, mostly, police officers linking minority status to criminal behaviour (Glover, 2007). Several police officers in the United States target specific groups because they don’t display characteristics of typical Caucasian individuals (Glover, 2007). To put history into context, before 9/11, not many police officers profil ed individuals based on their ethnic backgrounds but after the attack, there was an increase

Friday, May 15, 2020

The Financial Crisis Of The 2008 Credit Crunch - 1367 Words

The 2008 credit crunch was driven by a severe delinquency on sub-prime mortgages, which started mainly in the summer of 2007 in America and subsequently had a spill over affect as it spread globally due to shortages of funds in the banks, hitting markets all over the world. This started with a ‘housing boom’, whereby there was plenty of incentives for people to ask for mortgages off banks due to the low interest rates they had to pay. At an early stage the banks saw great repayments and a great way to invest their money, this soon collapsed back on the banks as inflation started to rise significantly in 2007; consequently leading to a rise in interest rates as well. People were then left with a case where they could no longer afford to pay†¦show more content†¦Full employment is unattainable in reality as there will always be factors which prevent or unable certain groups in society from working, for example: the sick, disabled, cultural reasons or those in sear ch of a job. On the other hand low unemployment is desirable by all governments, in the UK low unemployment will lead to less money going on benefits which will further result in more money from our taxes going into other government spending opportunity costs such as the NHS, education or on subsidies for new businesses. There are 4 main causes of unemployment. Frictional unemployment, which occurs when people are in search of a new job or are new entrants to the job industry. Secondly, structural unemployment can be seen as a modern type of redundancy as machines are taking over jobs which were previously done by workers (this causes a decrease in demand for that type of labour). A further cause for joblessness which is linked to structural unemployment, was brought up by Keynes as ‘technical unemployment’ , which talks about the old and out of dated skills some people may have that are now useless to our world and not in demand anymore. Lastly, there is cyclical unem ployment, also known as demand deficient unemployment which Keynesians talk about, this type of unemployment is mostly seen when there isShow MoreRelatedSome Causes of the Credit Crunch Essay979 Words   |  4 PagesCredit crunch is a normal phenomenon. Every economy faces it. It is a situation where â€Å"there is reduction is the availability of loans in the market in spite of the increase in interest rates†. (Turner, 2008) This results in a mismatch. It is a situation where â€Å"the interest rates don’t match with the credit availability as a result the relationship gets hampered†. (Turner, 2008) It is a situation which happens during recession. It is important to find out the reasons. Some of the reasons for it are Read MoreCredit Crunch And Its Effects On The Economy1451 Words   |  6 Pagesdifferent reasons and causes. Credit crunch in 2007 was one of the unforgettable situations which has been considerably affecting the global economy until now. Grea t recession started from the US and hit many countries around the world as it is the biggest financial market. Credit crunch refers to a sudden shortage of funds for lending, leading to a resulting decline in loans available (Pettingger, 2011). Credit crunch was one of the ‘cruel’ outcomes from the 2007 subprime crisis in the United States, whenRead MoreMonetary And Fiscal Policies And Weighing Up How Effective The Coalition Have Been Improving The British Economy1491 Words   |  6 PagesIn this essay I will be examining how the financial crisis in 2008 caused the UK government to change their aims and policies to aid recovery. I will be looking to both monetary and fiscal policies and weighing up how effective the Coalition have been in improving the British economy. I will be comparing the aims and policies to those of other countries and evaluating what has restricted the UK economy from growing. The global credit crunch of 2007-2008 had a rippling effect on economies worldwideRead MoreThe Global Financial Crisis Of 2008-10 And Its Impact On The Financial Health Of The Institutions999 Words   |  4 Pages The Global financial crisis has been described as the worst financial crisis after the Great Depression of the 1930’s. This was a Financial Crisis and affected terribly the banks of the United States of America. The banks during this time had low capital base and suffered from a serious liquidity crunch. Leveraging was very common at this time. This increased financial instability of the banks called for major changes in the financial regulations by the government. This essay will discuss theRead MoreTheu.s. Housing Market And The U.s. Financial Crisis1448 Words   |  6 PagesThe credit crunch, which occurred in the U.S. housing market between 2007 and 2009, led to the biggest global financial crisis. The impact of this crisis extended over the world, and the economies of many countries were damaged. Kawai stated that: ‘The ongoing global crisis has had a profound impact on the Asia and Pacific region, particularly on its exports.’ (2009:1) There were a lot of factors which brought about the crisis. Due to limited space, this essay will look at the U.S. housing marketRead MoreEssay about Unemployment vs. Inflation895 Words   |  4 Pagesinflation. After the 9/11 attacks in New York, the United States was put in a tragic financial crisis that led to the recession in 2008. While the debate for the causes of the 2008 recession continue to develop, most focus on the role that the public monetary policy and the practices of private financial institutions played on the financial crisis in the United States. Some economists claim that the origin of the crisis can be traced to the indebted US economy. The Fed’s misperception of costs and benefitsRead MoreFinancial Crisis : Fiscal Crisis1542 Words   |  7 PagesFinancial Crisis: 2008-2009 In early 2000s, most private and public budgets in the U.S. were funded through local and sovereign debts. In this regard, staggering mortgage industry, weak fiscal policies, and unscrupulous financial investors principally contributed to the 2008-2009 financial crises. Due to surging inflation and accumulated interests, most borrowers failed to payback their loans due to continued bankruptcy. Consequently, interest rates in various countries were adjusted to balance theRead MoreThe Loose Noose : Failure Of Regulators1333 Words   |  6 Pagesmoral hazard and this happens to be an expensive mistake and as Lehman file for bankruptcy, this passed a wave of panic in the already falling markets and trust – the key element of the market is lost leading into the 2007-08 financial crisis. Consequences of the 2007-08 crisis Immediate aftermath The very first after effect of the economic downturn is the plummeting of housing prices. As more and more borrowers defaulted, the mortgages were foreclosed pushing more and more houses into the market.Read MoreThe Great Recession in the year 20081063 Words   |  5 Pagesyears when world real GDP growth is (1) below 2 percent, (2) more than 1.5 percentage points below the previous five-year average, and (3) at its minimum relative to the previous two years and the following two years. 1975, 1982, 1991, 2001, and 2008 Freund (2009) describes the evolution of world trade following four previous global downturns. She finds that the size of the decline in world trade during these episodes is almost five times the corresponding decline in world GDP. She also findsRead MoreGdp Of The Us, Eu28, Canada, And China1348 Words   |  6 Pages Student: An Nguyen Dr: Konou ECON 602 McNeese State University I. GDP for the US, EU28, Canada, and China. 1. The USA Figure 1.1: GDP of USA from 1995 to 2014 The United States experienced a crisis in 2008, whereas incentive is the major problem (Kohn, 2009). Incentives make lenders ignore underwrite â€Å"because they did not intend to hold the loan themselves†. Furthermore, from the experience gathered by many years, the GDP increase gradually and show a good economic trend; those investors

Wednesday, May 6, 2020

A Short Term And Long Term Goals - 1130 Words

As life moves forward, your goals will inevitably change and your definition of success and happiness changes with them. It may be time to take a look at your goals and redefine them for a happy ending. Ask yourself what you want to accomplish. Most people envision a far-off future where they’re doing exactly what they want, have what they want, and live the way they want. It’s all kind of fuzzy, with vague notions of future happiness hinging on retirement in a sunny place where it never rains. The reality is that about 80 percent of people don’t have a clue as to what their long-term aspirations are. And that’s a shame because we need to have goals to reach for. They help to identify what it is we want and how we’re going to get there. They bring that fuzzy notion of a far-off happy future into sharp focus. Goals can be divided into short-term and long-term objectives. A short-term goal is something you want to accomplish in the near future, such a s planting a garden next week, or buying a new car before the end of the year. A long-term goal is for further down the road like graduating from college, or saving for that sunny retirement you long for. They require more time and planning than a short-term goal and can be difficult to set. Here are a few tips to help make it easier for you to set or readjust your objectives. Take a moment to think about what you want to achieve or change in your long-term agenda. Visualize where you want to be in five years, tenShow MoreRelatedShort And Long Term Goals895 Words   |  4 PagesDiscuss your short and long-term goals. Are some of them related? Which are priorities? Be specific in describing short and long-term goals you may have. Provide examples from any aspect of your life. In addition, if you have already accomplished some short or long-term goals you set for yourself in the past, you can discuss them Living in a place like a refugee camp is hard. I have seen my parents trying to give me a normal and better life like other people have. I have seen them struggling justRead MoreMy Long Term and Short Term Goals1412 Words   |  6 Pagesand Personal Goals December 12, 2011 Someone famous once wrote, â€Å"A journey of a thousand miles begins with a single step.† That’s deep! But, in a way, it’s obvious and should go without saying. However, so many people try to just jump the whole thousand miles at once and seem to forget that careful steps and rest stops must be made along the way to successfully (the main word is successfully ) complete that journey. I’ve had my goals and aspirations for a long time but I’mRead MoreSetting the Short-Term and Long-Term Goals for Newlyweds618 Words   |  3 PagesSetting the Short-term and Long-term Goals for Newlyweds It is important for the newlyweds to have a financial plans set up as it helps them have a focus in life and have a reason for saving money. The short-term goals would involve things that would not require a lot of money and thus would be achieved in a short time. The long-term goals on the other hand would entail things that require a lot of money to accomplish and thereby take more time to complete (McKeown, 2012). Short-term Goals TheRead MoreHealthy People 2020, Long-Term Goals, Short-Term Goals,1839 Words   |  8 PagesHealthy People 2020, Long-term Goals, Short-term Goals, and Interventions We all know someone who has suffered from heart disease. Whether it was from a heart attack, congestive heart failure, or stroke, some type of cardiovascular disease has taken the life of someone we loved way too soon. This epidemic of heart disease must be stopped through the collaboration of physicians, nurses, law makers, and concerned citizens. The purpose of this paper is to examine cardiovascular disease, the risks associatedRead MoreSetting Reasonable Goals: Short-Term, Long-Term, and S.M.A.R.T.976 Words   |  4 PagesMaterial SMART Goals Online Setting Reasonable Goals: Short-term, Long-term, and S.M.A.R.T. The Goal-Setting Process When you identify something specific you want, you set a goal. Actually getting what you want demands hard work and the ability to set and follow a plan. Think of a goal setting plan like a map. With this map, you will be able to see where you want to go, decide on the route that will take you there, and see where you are on your journey at any given time. The Goal-Setting Process:Read MoreGoal Setting712 Words   |  3 PagesGoals Essay Outline This essay is part of the Rainier HS portfolio, which is a graduation requirement. This essay will receive both an English class grade (using the 6-traits rubric) and a completion score in Advisory. When you have completed this essay, you will need to share it through your Google drive with both your advisory teacher and myself. Use this outline to guide your essay. #1 Introductory Paragraph *There will be at least 2 sentences in this paragraph. Why is it important forRead MorePersonal Goals Paper1281 Words   |  6 PagesPersonal Goals Paper Alice Bennett HCS/301 Undergraduate Nursing Studies March 8, 2011 Cora Barrios Personal Goals Paper A goal is defined as something that you hope to achieve. Setting goals will give you long-term vision and motivation; it will help keep you focused on organizing your time and your resources so that you can make the most of your life. Objectives 1. Identify one professional short-term and one long-term goal. 2. Identify one personal short-termRead More My Personal Goals Essay893 Words   |  4 Pagesset goals for life. On occasion these goals are far stretched and sometimes even fairy-tale like, we tend to see life through a rose-colored glass, not taking into account the many sidetracks life throws our way. At that stage in life our goals tend to be less focused and somewhat unreachable. However, the process of growing up, or maturing, tends organized and center our goals, we learn to make compromises and set goals for our goals. There are different types of goals, short term and long termRead MoreWho I Am I?895 Words   |  4 Pagesto take we start to set goals, which not only affect us but also those around us. We set different types of goals for ourselves; short and long term goals. The short term goals we set help us reach our long term goal because they will help us identify how we will get where we want to go. Short term goals help us have a sense of direction of where weâ €™re going. Although we may have it all figure out, we must identify roadblocks that will get in way of us accomplishing our goals, in order to have possibleRead MoreAnalysis Of The Quarterly Reporting System Of The Past884 Words   |  4 Pagesinformation to convince the board that Suncor must discard shot-term reporting goals, in order to position Suncor for long term sustainable success whilst maintaining Suncor’s vision to deliver economic prosperity, improved social well-being and a healthy environment for today and tomorrow. To begin Mr. Williams, I would like to start off by addressing the financial benefits of foregoing the short term reporting model. â€Å" The obsession with short-term results by investors, asset management firms, and corporate

Tolerance Towards Others - 1750 Words

Tolerance, as defined in the dictionary, is a fair and permissive attitude toward those who race, religion, nationality, etcetera, differs from ones own. In todays society we misuse the word tolerance. In such examples as, I am very tolerable of so-and-so. So to emphasize the true meaning of tolerance, society should look at the events that took place in history. There has been no tolerance in races, religions, and other characteristics of human nature. In AD313 the Roman emperor Constantine the Great decreed toleration of Christianity. Twenty years later, Constantine the Great set the pattern of religious censorship that was to be followed for centuries by ordering the burning of all books by the Greek theologian Arius. After the†¦show more content†¦Just then the guards let some white students through. The crowd was quiet. I guess they were waiting to see what was going to happen. When I was able to steady my knees, I walked up to the guard who had let the white students in. He too didnt move. When I tried to squeeze past him, he raised his bayonet and then the other guards moved in and they raised their bayonets. They glared at me with a mean look and I was very frightened and didnt know what to do. I turned around and the crowd came toward me. They moved closer and closer. Somebody started yelling, Lynch her! Lynch her! I tried to see a friendly face somewhere in the mob - someone who maybe would help. I looked into the face of an old woman and it seemed a kind face, but when I looked at her again, she spat on me. They came closer, shouting, No nigger bitch is going to get in our school. Get out of here! I turned back to the guards but their faces told me I wouldnt get any help from them. Then I looked down the block and saw a bench at the bus stop. I thought, if I can only get there I will be safe. I dont know why the bench seemed a safe place to me, but I started walking toward it. I tried to close my mind to what they were shouting, and kept saying to myself, if I can only make it to the bench I will be safe. When I finally got there, I dont think I could have gone another step. I sat down and the mob crowded up and began shouting all over again. SomeoneShow MoreRelatedTolerance As Defined By Merriam Webster1248 Words   |  5 Pages On Tolerance Tolerance, as defined by Merriam-Webster, is willingness to accept feelings, habits, or beliefs that are different from your own. Tolerance is something one must work at to maintain for acceptance of others is not inherent to human nature or at least it does not seem to be, for the most part. It is, however, human nature to see anyone unfamiliar and different as â€Å"other†. Due to human nature, I am rarely, if ever, surprised by some of the remarks I come across in my daily life, especiallyRead More Too much Tolerance Essay676 Words   |  3 PagesToo much Tolerance Dogmatic Tolerance = Hypocritical Tolerance. It is a word synonymous with peace, good will, brotherly love, acceptance and forgiveness. It is a virtue that is essential in a world filled with racial and religious discrimination. But at the same time tolerance, or, more specifically, the modern, politically correct definition of tolerance, holds some very dangerous pitfalls which, if our government, and we, as a people are not careful of, could be crippling to the individualismRead MoreViolence Is A Straightforward Premise1722 Words   |  7 Pagespolitical systems. Ã… ½iÃ… ¾ek then embarks to break down these types of objective violence, however he winds up concentrating totally on the systemic assortment. What never ceases to surprise is how the very same people who commit terrible acts of violence towards their enemies can display warm humanity and gentle care for the members of their own group. The display of contradictions is not in the least pointless: all the time it drives Ã… ½iÃ… ¾ek to turn up real gems. His analysis of the suspect motivations ofRead MoreHow Laws Towards Violence And Schools Should Be Conceived? A Way That Will Implement Strategies And Methods Essay1321 Words   |  6 Pagesproactive approach in preventing violent incidents from escalating into catastrophic situations. This paper will focus on how laws towards violence in schools should be conceived in a way that will proactively implement strategies and alternative methodologies to profiling students. This paper will also discuss the current laws, policies, and statutes such as the Zero Tolerance Laws that need to be ratified in order to create a safe and violent-free atmosphere for all students, equip schoo l officials withRead MoreThe Wife s Story By Ursula Leguinn1043 Words   |  5 Pagesâ€Å"We are all equal.† â€Å" No one person is greater than another person.† â€Å"Treat others the way you would want to be treated† These are all sayings we have heard in our life, all of those quotes had one thing in common they are all about treating people fairly and not discriminating against other people.Not all human beings are alike matter of fact no human beings are like and I guess some people feel like just because other people aren’t like them they should be treated the way they would. In the textsRead MoreThe Rise And Fall Of Empires1580 Words   |  7 PagesChau’s thesis that the rise and fall of empires was due to tolerance, inclusion, difference, and diversity is shown to be true of the Roman Empire because of the way that tolerance allowed and caused the empire to rise, enter its golden age, and fall. The Roman Empire was a â€Å"hyperpowerâ €  that lasted from 44 BCE to 476 CE. The empire contained Western, Southern, and Eastern Europe, along with North Africa; thus, there was an abundance of culture from many different conquered groups. Romans wanted toRead MoreAung San Suu Kyi And The Lottery By Shirley Jackson791 Words   |  4 Pagesthrives on. We would be stuck in a humdrum cycle without the diversity others bring. Barbara Johnson expresses acceptance of diversity by saying â€Å"We, as human beings, must be willing to accept people who are different from ourselves.† Discrimination, acceptance and tolerance toward diverse people are values that today’s society’s struggles with the most. â€Å"American Flag stands for Tolerance† newspaper editorial by Ronald J. Allen, â€Å"Towards a True Refuge† speech by Aung San Suu Kyi and â€Å"The Lottery† shortRead MoreZero Tolerance Policies Should Not Be Banned1108 Words   |  5 Pagesquestion and criticize zero tolerance pol icies. People are beginning to realize that zero tolerance policies (as strict as those practiced now) do not belong in universities or colleges. Students do not benefit from these policies and are often hurt by them. This happens through students being punished for minuscule acts, disproportional punishments, and the schools’ obliviousness to the plethora of other less abrasive options available. With these harsh zero tolerance policies in place stories likeRead MoreReligious Intolerance1133 Words   |  5 Pageslike a pair of shoes.....Find one that fits for you, but don t make me wear your shoes.† George Carlin 2. Definition of tolerance: 1. The capacity for or the practice of recognizing and respecting the beliefs or practices of others. 2. The ability or willingness to tolerate the existence of opinions or behaviour that one dislikes or disagrees with. 3. Definition of tolerance according to the 19th century British historian Arnold Toynbee: for a religious establishment to persecute another religionRead MoreIn The Early To Mid-1900S America Was Faced To Go Through1266 Words   |  6 Pages In the early to mid-1900s America was faced to go through wars and racial discrimination. Intolerance towards race and religion continued for years before the U.S. entered World War 2. But after WWII America lead the path for change. Book authors Thomas Bruschino and Derek Charles Catsam both explain the change that forged America to the America it is today. The books of Bruschino and Castam; A nation forged in war, freedom main line: the journey of reconciliation and the freedom rides. Bruscino

Withholding Taxes in the Service of BEPS

Questions: 1. The operations of S45 of SITA, its rationale for implementation and other relevant sections pursuant to withholding tax? 2. The tax treatments of any 3 payments such as interest, royalties or technical assistance fees? 3. The consequences of defaulting withholding tax payments? 4. Exemptions if any? 5. Provide evidence of any press release of real cases of withholding tax in Singapore and to what extent it is effective? 6. Proper referencing is essential. Otherwise marks will be penalised? Answers: Introduction In this report, an attempt is made to discuss the provisions of withholding taxes of Singapore. The report aims to discuss the purpose, application, exemption and critical evaluation of the withholding taxation system. The Singapore Income Tax Act provides the relevant provisions that governs the application of the withholding tax. The main aim of this report is to gain an understanding of the withholding tax system as applicable in Singapore. 1. Withholding tax purpose In Singapore, a board under Ministry of Finance known as the Internal Revenue Authority of Singapore (IRAS) is responsible for collection of personal tax, corporate tax, goods and services tax etc. There are various tax laws that are applicable in Singapore that includes Stamp duties Act, Income Tax Act, Property Tax Act, Goods and Services Tax Act. The amount of tax payable by a taxpayer is dependent on the residential status of the payer. Therefore, the Singapore Master Tax guide (34th Edition) states that it is necessary to determine the residential status for calculating the liability of the taxpayer. It provides that an individual is regarded as resident if any of the three criterias are satisfied by the taxpayer (Hasegawa Kiyota, 2015). The first criteria states that if an individual resides in Singapore then such individual is regarded as a resident taxpayer. The second criteria states that if an individual is physically present in Singapore for 183 days or more then such ind ividual is regarded as resident for the purpose of tax. The third criteria states that if an individual is employed in Singapore then such individual will be regarded as resident for the purpose of tax. In case of companies if the management and control of the company is in Singapore, then such companies are regarded as resident. In case of resident taxpayer they are taxed using a progressive basis whereas the nonresidents are taxed using a flat rate (Teck Oei, 2016). The system of withholding is applied on payments made to nonresident employees, partners or business. The companies are bound by law to deduct from payments made to nonresidents a certain percentage of income under Part XII of Tax deducted at source. This deducted amount from the income is known as withholding tax and it is required to be deposited with IRAS (Haberly Wjcik, 2014). The system of withholding tax is an effective way of collecting tax from the nonresidents. In the withholding tax system, the burden of tax falls on the nonresidents whereas the reporting and payment responsibility is shifted to the resident taxpayer. The system of withholding tax is developed in a manner to ensure that nonresident is unable to avoid their due taxes. Based on the above discussion it can be said that the main purpose of withholding tax is to collect taxes from the nonresidents in a timely and effective manner so that the revenue of the government is safeguarded (Hussain Manaf, 2016). 2. Payment subject to withholding tax In Singapore, there are certain types of payments that are made by the residents to the nonresidents that are subject to withholding taxes. The discussion of this payments including the applicability, tax rates and an example is provided in this section of the report. The withholding tax are deducted from payments made under section 45 of the SITA relating to the interest, fees and commission. The withholding tax rate of 15% is applied only if the relevant transaction is assumed to be conducted in Singapore. It can be explained with the help of an example if an entity in Singapore obtains loan from an international institution and the interest is paid on that loan. Then in such case, the resident entity is required to deduct withholding tax at the time of making the payment of interest (Ting et al., 2016). The management fees are the payments made for the management or providing assistance in management of business or business as per section 12(7)(c ) of the SITA. The withholding taxes are applicable for management fees that are paid to nonresident. In case of management fees, the withholding tax rate is taken as the 17% or the prevailing corporate tax rate. It should be noted that the withholding tax should be computed after considering the provisions relating to the double taxation agreements. This could be explained with the help of an example if an entity in Singapore hires a management consultant from abroad then at the time of making payments the withholding taxes are deducted (Brauner Baez Moreno, 2015). The rent that are paid to nonresident for providing movable property are subject to withholding taxes. In this case, the withholding tax rate of 15% is applied on the payments made as rent to nonresidents. For example, an entity in Singapore may movable property from nonresident providers. Then in such case the rent that have been paid for the movable property to resident taxpayer are subject to withholding taxes (Dyreng et al., 2015). 3. Withholding tax exemption The withholding tax are applied to payments that have been made to nonresidents. However, there are certain types of payments that are exempted from the withholding taxes the details of which are provided in this section of the report. The payments that are made for software are regarded as the royalty payments. The withholding tax of 10% is deducted from the payments made to nonresidents (She Li, 2017). It should be noted that there are certain softwares that are exempted from withholding taxes like software that are bundled with the hardware, shrink wrap, software that are downloaded and used by the end users etc. The dividend payments that are paid to nonresidents are not subject to withholding taxes. The payments made to nonresidents for submarine cable capacity are exempted from the withholding taxes (Caruana-Galizia Caruana-Galizia, 2016). 4. Consequences for default The withholding taxes are applied based on the provisions of the relevant laws. If there is a failure to deduct withholding taxes from payments made to nonresidents then a penalty is imposed for such failures. The withholding taxes that are deducted are the debt to the government as per section 45(1) of the SITA. The section 45(3) of the SITA states that if a resident fails to deduct withholding taxes from payments made to nonresidents as per section 45(1). Then in such cases, the taxes that are due from the nonresidents are recovered from the resident taxpayers (Johannesen Zucman, 2014). The resident taxpayer is required to submit a form 137 to IRS after withholding taxes from the nonresident. It is considered as a crime if the resident taxpayer fails to submit the form or remit the amount that are deducted from the nonresidents. In this case, the penalty is imposed as three times of the amount of withholding taxes. The taxpayer is also required to pay a fine of $10000.00 or is subject to imprisonment of maximum three years. The withholding taxes deducted should deposited with the IRS within the due dates in case of any failure a penalty of maximum 20% of tax is imposed (Issa Stull, 2014). 5. Relevant case law In Singapore, the significant case related to withholding taxes is ACC V Comptroller of Income Tax (2010). This is a significant case because it was the first case to test the assertion of the comptroller that no taxpayer can challenge withholding tax. It was argued by the comptroller that the withholding tax is a mechanism for collecting taxes from the nonresidents and the taxpayer is only required to act as a collecting agent for the revenue department. In income tax, there is an opportunity to appeal against the assessment. However, as the withholding tax is a collecting mechanism so comptroller argued that no opportunity is provided for making an appeal (Kwan et al., 2016). In this case, the observation made by the court is that an agreement for interest swap does not give rise to the payment of interest. It was held by the court that the letter of demand issued by the court is an opinion and does not have any legal affects. The court further held that the responsibility of commissioner is the assessment and collection of taxes as per the income tax acts. It was concluded that the commissioner does not have the authority to make a provision of the law binding to the taxpayer (Braun Weichenrieder, 2014). 6. Effectiveness of withholding tax The entities and individuals constantly overlook the area of withholding taxes. This can be seen from the mistakes that have been made in the application of the withholding taxes. There is significant penalty that is imposed on noncompliance of the provisions of the withholding taxes. It is therefore necessary that an individual should be aware of the provisions of the withholding taxes so that any unnecessary costs can be avoided. The nonresidents mainly pay the withholding taxes so proper steps should be taken so that that awareness of the provisions can be spread among the nonresidents. The critical evaluation of the withholding tax system provides that it has helped the government to collect taxes from the nonresidents in an effective manner. The revenue loss of the government has reduced, as the residents are required to pay the taxes if the nonresident avoid paying the taxes (Lai et al., 2016). Based on the above discussion it can be said that the withholding tax system has been applied in an effective manner thereby improving the collection of taxes. However, the government should respond appropriately to ensure that nonresidents accurately complete the Form C. In order to avoid noncompliance it is suggested that assistance should be provided for marinating appropriate records. It is recommended that the tax liability of a resident taxpayer should be reduced if the resident taxpayer has pay the withholding tax (Koenig, 2014). Conclusion The discussion of the above report highlights that withholding taxes has helped the Singapore government to increase revenue. It is advised that the government should take more steps to spread the awareness relating to the various provisions of the withholding taxes. Reference Braun, J., Weichenrieder, A. (2014).Does Exchange of Information between Tax Authorities Influence Foreign Direct Investment into Tax Havens?. Mimeo. Braun, J., Weichenrieder, A. J. (2015). Does Exchange of Information between Tax Authorities Influence Multinationals Use of Tax Havens?. Brauner, Y., Baez Moreno, A. (2015). Withholding Taxes in the Service of BEPS Action 1: Address the Tax Challenges of the Digital Economy. Caruana-Galizia, P., Caruana-Galizia, M. (2016). Offshore financial activity and tax policy: evidence from a leaked data set.Journal of Public Policy,36(03), 457-488. Dyreng, S. D., Lindsey, B. P., Markle, K. S., Shackelford, D. A. (2015). The effect of tax and nontax country characteristics on the global equity supply chains of US multinationals.Journal of Accounting and Economics,59(2), 182-202. Haberly, D., Wjcik, D. (2014). Tax havens and the production of offshore FDI: an empirical analysis.Journal of Economic Geography, lbu003. Hasegawa, M., Kiyota, K. (2015). The effect of moving to a territorial tax system on profit repatriation: Evidence from japan. Hussain, H., Manaf, N. A. A. (2016). Revisiting the Public Ruling Relating to Withholding Tax for Better Compliance. Issa, N., Stull, J. (2014). Saudi Arabia: Steady Growth amidst New Regulations.The Islamic Finance Handbook: A Practitioner's Guide to the Global Markets, 421-432. Johannesen, N., Zucman, G. (2014). The end of bank secrecy? An evaluation of the G20 tax haven crackdown.American Economic Journal: Economic Policy,6(1), 65-91. Koenig, H. (2014). Singapore: Global Intellectual Property Hub in Asia.Int'l Tax Rev.,25, 24. Kwan, C. Y., Bali, A. S., Asher, M. G. (2016). Organization and Reporting of Public Financial Accounts: Insights and Policy Implications from the Singapore Budget.Australian Journal of Public Administration,75(4), 409-423. Lai, T. K., Ng, T., Tsang, K. P. (2016). Global Effects of US Dividend Income Tax. She, J., Li, X. (2017). A Survey of Electronic Commerce Tax Collection and Management. InProceedings of the Fourth International Forum on Decision Sciences(pp. 497-506). Springer, Singapore. Teck, T. and Oei, J., (2016). Singapore Master Tax Guide Handbook 2015/2016. 34th ed. Singapore: CCH Singapore. Ting, A., Faccio, T., Kadet, J. M. (2016). Effects of Australia's MAAL and DPT on Internet-Based Businesses. Weichenrieder, A. J., Hebous, S. (2014). What Do We Know About the Tax Planning of German?Based Multinational Firms?. Wirjo, A., Pasadilla, G. (2016). Manufacturing of oil and gas industry equipment in Singapore.Services in Global Value Chains: Manufacturing-Related Services, 239.

Tuesday, May 5, 2020

Intention and Contract Construction

Question: Discuss about the Intention and Contract Construction. Answer: Introduction: According to the business efficacy test a contract between two parties will include terms and conditions, which are not expressly mentioned in it. These terms and conditions are known as implied terms. These terms will deemed to be included in the contract if the court feels that such terms are essential and obvious and without them the contract will not have a complete meaning. These terms are not included merely if they are wanted and practical (Carter and Courtney 2016). The MOOROCK is a very famous English case, which had put the business efficacy test to use. In this case, the plaintiff had on a basis of a contract, rented a jetty from the defendant to dock and unload his ship. The ship was damaged when the sea level went down due to a low tide. The plaintiff claimed that it was the responsibility of the defendant to ensure the safety of the ship while it was docked at his jetty. The argument made by the defendant stated that there were no such expressed terms in the contract and he could not foresee the circumstances. The court applied the business efficacy test to this case and gave a judgment that it was the duty of the defendant to arrange for the protection of the ship parked at his jetty. In Marks and Spencer plc v BNP Paribas Securities Services Trust Company (Jersey) Limited and another, the question before the court was that whether to include an implied term in a contract between the tenant and the land lore. In this case, the court decided against the introduction of an implied term in the contract and provided that the terms sought by the tenant cannot be included as, the contact was fair initially. Legal principles According to section 2 of the Contracts( rights of Third Parties) Act 2001 a person who is not a party to a particular contract can sue any party who are a part of the contract if: If it is provided in the contract expressly that he has the right to sue any party to the contract In addition, if both these conditions are fulfilled: A person who is not expressly a part of a contract has some benefits related in that contact but is not eligible to sue or enforce his rights with respect to such contact (McKendrick 2014) After proper interpretation of the contract, it is found that the actual parties to a contract did not want the provisions to be enforceable by him (Case and Emery 2015). According to the business efficacy test of common law in terms of contact If a the court comes to a conclusion that a term which is not expressly present in a contract but is apparent to all the parties of a contact and without the inclusion of the term the contract would be incomplete, the court may order for the inclusion of that term as an implied term (Manesh 2013). This term of business efficacy has been used in famous cases like the Moorock case and Foo Jong Peng and others v. Phua Kiah Mai and another. According to section 5 of the Unfair Terms in Consumer Contracts Regulations a term is set to be unfair if The term had not been bargained personally and not made in good faith. If a condition is drafted in advance, that it is said to be not personally bargained. According to section 8(1) of the unfair terms in consumer contracts regulations an unfair term in a contract will not be enforceable by the parties to a contract. According to section 8 (2) of unfair terms in consumer contracts regulations All others terms in the particular contract shall be binding on the parties. According to schedule (2)(1)(a) a organization an exclusion or limitation on the legal right of person to claim compensation in case of death or personal injury cannot be made in a contract. These terms are regarded as unfair terms. According to section 26 (2) of the Workplace, Safety and Health (operations of cranes) regulations it is the duty of the contractor to make sure that the installation and dismantling of a crane is done under his supervision. Application: According to the principles of common law if the business efficacy test is applied in this case, it would be every clear to say that it is the implied duty of Cranes Co (CC) to: Ensure that the labor provided by them is properly trained and skilled to be able to safely dismantle the crane provided by them for the purpose of construction Ensure that while the process of dismantling the crane is operated it does not cause personal injury to any person at the site or to the site itself. CC has violated such provisions as its agent Tower Cranes Pte Ltd (TC) have supplied labor who were not well trained or efficient to go through with the process of dismantling. CC has also violated such provision as during the process of dismantling the crane 3 works at the site had to face personal injuries. According to the provision for the privity of a contract, a person who is not, a party to the contract has no right in the contract unless he has some benefit in the contract and the parties to the contract did not include such clause in it. Although Straits Builders Pte Ltd (SB) is not a direct party to the contract between TC and CC, the particular contact will affects the position of SB it the TC does not fulfill their obligation in accordance to the contract. SB is entitled to claim damages against the action of TC from CC according to section 2 of the Contracts (rights of Third Parties) Act 2001. CC and TC share a principal agent relationship so CC is liable to be sued for any act or omission made by TC. The terms in the clause 6 of the contract between CC and SB provides that CC will not be liable for any personal loss or injury or any kind of damage suffered by an individual due to the tower cranes or due to the process of their dismantling. SB will also not be held liable for any loss arising due to the defects in the crane. Schedule 2 of unfair terms in consumer contracts regulations says that parties to a contact cannot prohibit another to exercise its legal right over, death or personal injury caused to the second party or any of its representatives due to the errors on the parts of the first party. This term included in clause 6 is an unfair term according to section 8(1) of unfair terms in consumer contracts regulations. In addition, according to 8(2) this term is not binding on the contact between them. Another term is schedule 6 of the agreement, which provides that the CC will not be liable if SB suffers any loss due to the stoppage of work by them in compliance to a judicial authority. The term is only valid as far as where the work is stopped in compliance of a judicial authority and not otherwise (Booysen et al. 2016). Conclusion: In the contact between SB and CC, the clause 6 has an unfair term, which is not binding on SB; it is implied and obvious that CC is liable to perform its duty with full care with respect to the contract. CC is liable to pay SB damages in form of compensation. References: Booysen, S., Lai, H.H., Ong, B., Heng, L.L., Chun, J., Hon, T.S., Loke, A., Morgan, G., Tan, B. and Chan, S., 2016. TWENTY YEARS (AND MORE) OF CONTROLLING UNFAIR CONTRACT TERMS IN SINGAPORE.Singapore Journal of Legal Studies,219, p.248. Carter, J.W. and Courtney, W., 2016. Unexpressed Intention and Contract Construction.Oxford Journal of Legal Studies, p.gqw022. Case, T. and Emery, S., 2015. All in agreement? Don't lose your heads.Proctor, The,35(8), p.38. Manesh, M., 2013. Express Contract Terms and the Implied Contractual Covenant of Delaware Law.Delaware Journal of Corporate Law (DJCL),38, p.1. Marks and Spencer plc v BNP Paribas Securities Services Trust Company (Jersey) Ltd[2015]UKSC 72 McKendrick, E. (2014).Contract law: text, cases, and materials. Oxford University Press (UK). The Contracts (rights of Third Parties) Act 2001 The Moorcock (1889) 14 PD 64 Unfair Terms in Consumer Contracts Regulations 1999 Workplace, Safety and Health (operations of cranes) Regulations 2011

Saturday, April 18, 2020

Study Mode Argumentative Essay Sample

Study Mode Argumentative Essay SampleIf you are learning to write an argumentative essay and need a studymode argumentative essay sample then you need not have any fear of the content, rather it is about how to go about it. Here I am going to share with you some of the fundamental points that will guide you in writing the best argumentative essay.Word - Your first consideration should be the word to use. You may want to determine what word would suit your argument and also the tone of your essay. The writer should choose an essay word or words that would fit his/her subject. The next thing that you need to consider while using words is the choice of tone.Tone - The tone that the writer uses must match his/her purpose. The most important tone used by a writer is conversational, this tone lets the reader know whether he/she is writing for fun or for business. Conversational tone helps a writer to capture a subject better and is also easier to do.Research work - Whether the essay is wri tten for a student or a professional, all students and professional writers need to do research work. In learning to write an argumentative essay you need to go through your college text or textbook so that you can prepare yourself and understand the material better. After this, you need to gather enough facts to build up your arguments.Sentence Structure - The most important point that you need to remember is that the structure of the article must be a regular and reasonable one. A regular and logical structure helps a writer in thinking and writing well. The main point of the essay should be indicated in the beginning with a brief description of the problem.Conclusion - The conclusion of the essay is very important. The writer must make sure that the conclusion is clear and does not leave any doubts in the reader's mind. An important thing to remember is that the conclusion should be able to convince the reader as well as persuading the author.Poetry - The poet must use poems from the very beginning to emphasize his/her point that what the writer is trying to say is not so much relevant in one's life. The point is also made by the poems from the background of the stories that the author has related.The Writing of essays is something that most of us like to do but if you fail to practice it and have to rush through it, the quality of the essay will be low. The essential parts of the essay are: Word, Argument, Structure, Conclusion, and Poetry.

Tuesday, April 14, 2020

Edgar Allan Poe Vs. Herman Melville Essays -

Edgar Allan Poe Vs. Herman Melville Sunday, December 03, 2000 Period 6 English Ms. Lynn Melville vs. Poe I chose to write about the similarities and differences between Herman Melville and Edgar Allan Poe. Both authors/ poets lived a life you could write a book on. They began with similarities from birth till death. Weird and strange events took place throughout their stay on Earth. Both authors time of birth was within a decade apart, and both were born on the East Coast, Melville born in Boston and Poe born in New York. They each were born into poverty and had troubles to worry about. Poe's parents died when he was at a young age, and Melville's parents were failures in business, which led to the death of his father at the age when Melville was twelve. Poes education came from West Point Academy, but not by choice. His foster father paid for Poe to attend, and eventually Poe dropped out. He moved with his Aunt Maria in Baltimore. Melville received his education from school, and sailing the oceans with sailors at a young age. Melville never looked back after sailing out on adventures. He stayed and lived for a period of time on one of the islands called Nuku Hiva. At this time in their lives is when everything became twisted in my opinion. To start off when Poe moves to Baltimore with his aunt, he then marries his cousin Virginia. How in the world could you tell people, ?Yeah, this is my fourteen year old cousin/ wife. Does not sound to good if you ask me! On the other hand you could be on an island where people believed in canabalism. That is where Melville ended up while at his stay at Nuku Hiva. I am not sure if Melville took part in eating humans, but either way you would not catch me around these two weirdoes. The climax of Melvillles career came in 1850, when he published Moby Dick. The book is still a favorite today. He made money off of the book, but would it be enough to continue publishing books? The climax of Poes carrer came when he published The Raven in 1845. The book is still read in and out of the classrooms today. The Raven is better than Moby Dick in my opinion. Both books are still sold in stores to this day. One word to summarize both authors' careers is DEBT. They did not have enough money to come out with more poems or stories. When they did come out they did not do so well as their previous masterpieces. That's when drinking took over Poes life. It is said that his drinking was exaggerated that he did not drink that much. As well as alcohol there was opium and that was not better for Poe either. Then you have Melville and his troubles. He is quoted saying; ? Dollars Damn me?. (English book) No money no publications. Melville did however publish a collection of poems when he was older and then retired. Poe died in 1849, and Melville in 1891. I picked these two authors/ poets to write about because their masterpieces of writings are still cherished to this very day. They each lived in the same time frame, and their best works were with in five years of each other. Their styles of writing are different, but still their work is like no other.

Thursday, March 12, 2020

Palladio, the Architect Who Inspired a Popular Window

Palladio, the Architect Who Inspired a Popular Window Andrea Palladio (born  November 30, 1508 in Padua, Italy) transformed architecture not only during his lifetime, but his reinterpreted Classical stylings were imitated from the 18th century until today. Today Palladios architecture is a model for building with the 3 rules of architecture attributed to Vitruvius- a building should be well-built, useful, and beautiful to look at. Palladios Four Books of Architecture was widely translated, a work that quickly spread Palladios ideas throughout Europe and into the New World of America. Born Andrea Di Pietro della Gondola, he was later named Palladio after the Greek goddess of wisdom. The new name is said to have been given to him by an early employer, supporter, and mentor, the scholar and grammarian Gian Giorgio Trissino (1478-1550). It is said that Palladio married a carpenters daughter but never bought a house. Andrea Palladio died August 19, 1580 in Vicenza, Italy. Early Years As a teenager, the young Gondola became an apprentice stone cutter, soon joining the guild of masons and becoming an assistant in the workshop of Giacomo da Porlezza in Vicenza.  This apprenticeship proved to be the opportunity that brought his work to the attention of the older and well-connected Gian Giorgio Trissino. As a youthful stone cutter in his 20s,  Andrea Palladio (pronounced and-RAY-ah pal-LAY-deeoh) worked on renovating  Villa Trissino in Cricoli. From 1531 to 1538, the young man from Padua learned the principles of Classical architecture when he worked on new additions for the villa. Trissino took the promising builder to Rome with him in 1545, where Palladio studied the symmetry and proportion of the local Roman architecture. Taking his knowledge back with him to Vicenza, Palladio won a commission to rebuild the  Palazzo della Ragione, a defining project for the 40-year-old budding architect. Important Buildings by Palladio Andrea Palladio is often described as the most influential and most copied architect in Western civilization after the Middle Ages. Drawing inspiration from the architecture of ancient Greece and Rome, Palladio brought decorative columns and pediments to 16th century Europe, creating carefully proportioned buildings that continue to be models for stately homes and government buildings throughout the world of architecture. Palladio window design came about from his first commission- rebuilding the Palazzo della Ragione in Vicenza. Like architects today, Palladio was faced with the task of rejuvenating a crumbling structure. Confronted with the problem of designing a new front to the old regional palace at Vicenza, he solved it by surrounding the old great hall with an arcade in two stories, in which the bays were nearly square and the arches were carried on smaller columns that stood free between the larger engaged columns separating the bays. It was this bay design which gave rise to the term Palladian arch or Palladian motif, and has been used ever since for an arched opening supported on columns and flanked by two narrow square-headed openings of the same height as the columns.- Professor Talbot Hamlin The success of this design not only influenced the elegant Palladian window we use today, but it also established Palladios career during what became known as the High Renaissance. The building itself is now known as theBasilica Palladiana. By the 1540s, Palladio was using classical principles to design a series of country villas and urban palaces for the nobility of Vicenza. One of his most famous is Villa Capra (1571), also known as the Rotunda, which was modeled after the Roman Pantheon (126 A.D.). Palladio also designed Villa Foscari (or La Malcontenta) near Venice. In the 1560s he began work on religious buildings in Venice. The great basilica San Giorgio Maggiore is one of Palladios most elaborate works. 3 Ways Palladio Influenced Western Architecture Palladian Windows: You know youre famous when everyone knows your name. One of the many architectural features inspired by Palladio is the popular Palladian window, readily used and misused in todays upscale suburban neighborhoods. Writing: Using the new technology of movable type, Palladio published a guide to the classical ruins of Rome. In 1570, he published his masterwork: I Quattro Libri dell Architettura, or The Four Books of Architecture. This important book outlined Palladios architectural principles and provided practical advice for builders. Detailed woodcut images of Palladios drawings illustrate the work. Residential Architecture Transformed: American statesman and architect Thomas Jefferson borrowed Palladian ideas from Villa Capra when he designed Monticello (1772), Jeffersons home in Virginia. Palladio brought columns, pediments, and domes to all of our domestic architecture, making our 21st century homes like temples. Author Witold Rybczynski writes: There are lessons here for anyone building a house today: instead of concentrating on increasingly refined details and exotic materials, focus instead on spaciousness. Make things longer, wider, taller, slightly more generous than they have to be. You will be repaid in full.- The Perfect House Palladios architecture has been called timeless. Stand in a room by Palladio- writes  Jonathan Glancey, architecture critic for The Guardian, any formal room will do- and you will experience the feeling, both calming and elevating, of being centred not just in architectural space, but in yourself. This is how architecture should make you feel. Sources Villa Trissino a Cricoli at visitpalladio.com [accessed November 28, 2016]The stonecutter who shook the world by  Jonathan Glancey, The Guardian, January 4, 2009 [accessed August 23, 2017]The Penguin Dictionary of Architecture, Third Edition, Penguin, 1980, pp. 235-236Architecture through the Ages by Talbot Hamlin, Putnam, Revised 1953, p. 353The Perfect House by Witold Rybcznski, Scribner, 2002, p. 221

Monday, February 24, 2020

Under FSMA 2000, the Financial Services Authority has various Essay

Under FSMA 2000, the Financial Services Authority has various statutory objectives. Critically evaluate the progress they have made under each of these objectives - Essay Example This ensures that there is smooth functioning without any friction. The second point of consideration is its power to conduct regular supervision of the financial services industry. This means writing policies for wholesale, retail, banking, and other financial services including insurance, and ensuring their proper adherence to the policies. As a part of this, the Authority has developed a code of market conduct which ensures that the market abuse practices are properly dealt with. Also, it has its own investigation and enforcement policies and department that identify the misconducts, and bring the culprits to law. The benefit of FSMA Act is that Section 165 allowed FSA to collect information and documents from firms as necessary. This power can be utilised in two ways. Either it can be used to require the provision of particular information, or it can be used to require the production of a particular document. According to Section 167, the Authority has the power to appoint investigators to conduct general investigations into firms (Alexander, 2002). Another vital point that deserves attention is the possibility of conducting investigations in support of overseas regulators. When there is violation of the policies, the Authority has the power to issue a public statement of misconduct or penalty as it finds appropriate, and the quantum of penalty is based on the risk of loss caused to consumers and other market users. Yet another important measure that enhances market confidence is the Financial Services Compensation Scheme. The next point is ensuring public awareness. Admittedly, Financial Service Authority has such a policy that is open to all consumers. To illustrate, there is the FSA library, FSA handbook, and FSA register. The FSA handbook gives one an idea about all the rules, regulations, and policies of FSA. In addition, there are handbooks called tailored handbooks available on various